New York Real Estate & Funding Solutions
DMITRY KHOROSH
DMITRY KHOROSH
914-490-9433
dk@thegoodrates.com
New York Real Estate & Funding Solutions
1606 Route 22
Brewster NY 10509


Equal Housing Lender
Our Lending Team


Dmitry !Khorosh
President
914-490-9433 dk@thegoodrates.com
As the President of New York Real Estate & Funding Solutions, I make sure that all of my company’s client needs are met at the highest standard. In the time when other companies are going out of business, my company is expanding. This success is due to an exhaustive array of products combined with our expertise, allowing us to service clients with the degree of confidence and professionalism they expect. The advice we give you is free, but service we provide is priceless. I deliver white glove service to my clients. I oversee every step of the process to assure that: the client receives the appropriate product for their needs, all details are expedited, approvals come quickly and the closing is smooth.
Kevin *Delmarr
Vice President
914-943-7067 kdelmarr@thegoodrates.com
At New York Real Estate & Funding Solutions., we have the strength and flexibility of all our investors, offering portfolio, national, regional, and government products. This exhaustive array of products combined with our growing presence in the New York market allows us to service your clients with the degree of confidence and professionalism they expect. Furthermore, access to all of the MLS listings & Investors guarantees the flexibility and resources necessary to provide the best Real Estate & Mortgage products in the market at the most competitive Commissions & rates available. As the V.P of a Real Estate & Mortgage Company., I deliver white glove service to my clients. I oversee every step of the process to assure that: the client receives the appropriate product for their needs, all details are expedited, approvals come quickly and the closing is smooth.
Sergiy R. *Dnes
Office Manager
914-409-6223 sdnes@thegoodrates.com
As an Office Manager of a Real Estate, Mortgage & Loan Modification company, I oversee every step of the process to assure that: the client receives the appropriate product for their needs, all details are expedited, approvals come quickly and the closing is smooth.

As a graduate of Fordham University I've learned the importance of hard work and dedication. Therefore, I'm raising the bar when it comes to the integrity of your Real Estate, Mortgage and/or Loan Modification transaction. This is evident in the way my communication skills, understanding of your needs, and in the way I extend courtesies that are unmatched. It is my goal to give you the personal treatment you deserve because I'm committed to a higher standard.

“THE APPOINTMENT IS FREE, THE ADVICE COULD BE PRICELESS”
Carmelo Acevedo
Mortgage Loan Originator
845-588-0596 cjacevedo@optonline.net
In today's tough and unforgiving financial economy it is crucial that we find relief from the stress it creates on our lives. As part of New York Real Estate & Funding Solutions I am committed to providing you the assistance and professionalism you are entitled to. As a Mortgage Loan Officer I empathize with the problems and concerns of sorting through the various programs to alleviate the burden of your financial woes. I will assist you in taking the hardship and confusion of the Refinance and/or Modification process and simplify it so you can enjoy what is most important to you and your family.

Please allow me the opportunity to service your needs in today’s challenging economy by keeping it simple for you.
Beatriz Benitez
Mortgage Loan Originator
914-703-2171 benarbol123@yahoo.com
Beatriz loves to help people achieve the American Dream of home ownership by assisting each client's financial needs.

Her priority is providing professional advice and guidance with our vast available products and services such as; mortgages,re-finance, short sales and modifications. She builds a friendly and quick rapport with clients and our various Financial Institutions for new and old homes.

She is a Licensed New York State Mortgage Loan Officer with 30 years experience in the Financial & Insurance Industry with a worldwide Corporation. Lived 40 years in various parts of The Bronx and currently lives in New Rochelle, NY. She is fluent in Spanish.

Honesty, integrity, consistency and determination are a few tools she uses to assist her clients in achieving their dreams. Her priority is to provide honest professional services and is always looking out for her client's best interest.

For Beatriz there is no more rewarding & satisfying business than the Real Estate and Mortgage businessto assist customers in purchasing their homes!!!!!
Bernard Booker
Mortgage Loan Originator
914-374-5645 bsmartmortgages@yahoo.com
Bernard has been providing loans throughout the tri-state area and the country since 1996. He started working in mortgage banks in his first four years of being in the business. He then later spent over 4 years as a manager for a mortgage broker company.

As a Senior Loan originator for New York Real Estate & Funding Solutions, we provide mortgages and loan modifications to the New York area. We have a selection of strong and reputable banks, as well, as buying and lending power to individuals throughout the state of New York.

We diligently provide comfortable lending opportunities to our clients, as well as, smooth closings and affordable opportunities. We take time to listen to your needs and provide the best customer service possible while constantly raising our standards.

Our closings are smooth as we provide possible and affordable opportunities, because we take the time to listen to your needs.
Adam Brooks
Mortgage Loan Originator
845-269-5204 abrooks@thegoodrates.com
As a Senior Loan Officer, I am ensuring our team at New York Real Estate & Funding Solutions will go to great length to provide the services you are looking for. With our vast products and many ways to meet the financing needs you are looking for, we will provide professional advice that will execute a direct fit to your home financing. We are free to talk to. If you need guidance or have any questions about the best type of loan that we feel you should be looking for, we will gladly provide accurate information and details about how and why we came to the conclusion. Our hands-on white glove professional consultation will make sure that the exact loan you are looking for services your direct needs. We will work non-stop until we have the perfect answer to accommodate what you are looking for.
Danny Cannova
Mortgage Loan Originator
646-996-3969 TheGreatRates@aol.com
With several years of investing under my belt, I have acquired a portfolio which allows me to relate to every single one of my borrowers needs. Whether you are a first time homeowner, refinancing a second property or investing in a multi-family house in New York or Connecticut, I have experienced all the emotions and questions first hand. I know and understand the need to keep closing costs low and more importantly, I understand the meaning of finding the right loan program that fits your needs. Let me help answer all your concerns and address your needs, with that said our team at New York Real Estate & Funding Solutions will pave the way to a smooth closing.

" I'm Danny Cannova, How may I help you "
Annie Chin
Mortgage Loan Originator
914-618-9752 MeeYeeChin@hotmail.com
My name is Annie Chin. I am very hardworking, dedicated and that is why I’m the best choice when it comes to helping customers with their mortgage and refinancing needs. Furthermore, I’m a good listener ensuring that all your requests and needs are met. I’m also fluent in Cantonese and Mandarin.

I’m proud to be a part of the New York Real Estate & Funding Solutions' family…
II Cyprian
Mortgage Loan Originator
914-954-3441 cyprianentinc@aol.com
"IN TO-DAY'S CHANGING MARKET PLACE WE HAVE TO UTILIZE A COMPLETE FINANCIAL PACKAGE IN ORDER TO FULFILL OUR CLIENTS' OBJECTIVE"

As an Associate Real Estate Broker and licensed Mortgage Loan Originator as well as a licensed Insurance Broker in New York State enable me to service my clients with confidence and efficiency.

My membership in the NATIONAL ASSOCIATION OF REALTORS, NEW YORK STATE ASSOCIATION OF REALTORS, WESTCHESTER and PUTNAM MULTIPLE LISTING SERVICE- MLS and Life Member of Million Dollar Round Table (National Insurance Organization) help me in maintaining the highest PROFESSIONAL STANDARD in dealing with my clients' need.

COMMUNITY Involvement as an Officer of the African American Men of Westchester, Inc., and past President of the Grenadian-American Ex -Student Association, Inc exemplifies a commitment to all present and future clients.

I continue to be Ready and Prepared to serve your Real Estate and Financial needs.
Beata Dul Gregorowicz
Mortgage Loan Originator
914-924-2947 beatagreg@yahoo.com
Here are some things you might like to know about me: LICENCED REAL ESTATE SALES ASSOCIATE SENIOR MORTGAGE CONSULTANT I'm a member of: - New York State Association of Realtors - Westchester / Putnam Multiple Listing Service - MLS - Putnam County Board of Realtors - Board member of Literacy Volunteers of Putnam County I have lived and worked in the area for the past 20 years. I speak English and Polish, also I can communicate in several other Eastern European languages. I'm an active member of the Polish community and Polish Community School. I understand that selling or buying a house is an important decision for you. My goal is to help you in this process and make it as easy, stress-free and as successful as possible. I will do my best to focus on your needs and keep your best interest in the fore front. It is my hope that you will be so pleased with my service that you will turn to me for advice on your future real estate needs.
Maxine Gibb
Mortgage Loan Originator
914-450-3706 mlg5ac@aol.com
Maxine expertise starts with a background of over 20 years of experience in the corporate world. We are a full service Mortgage & Real Estate Company specializing in Bringing Buyers, Sellers and Banks together. As a Licensed Agent, I understand the importance of dealing with people in a professional and attentive manner. I deliver white glove service to all my clients. I oversee every step of the process to ensure that all my clients find the appropriate product for their needs. All details are expedited, loan approvals come quickly and closings run smoothly. You will be very pleased with the professional services that I provide in finding that perfect home or sale for you. "Buy or sell your house with me and I will move you in or out for free"
Douglas Jones
Mortgage Loan Originator
914-282-7237 djonesmortgages@optonline.net
A lifelong entrepreneur, I am dedicated to provide the highest level of service. My commitment has gone beyond the old standard of customer satisfaction to a new standard of customer delight, I am dedicated to identify and effectively define my clients' needs and goals, then help them achieve those goals through implementing creative and constructive marketing plans and using my negotiating tactics for their benefit. I am committed to tailor a customized 'concierge' service for my clients from the beginning stages of a transaction through closing and beyond. I am an inspired member of the National Association of Realtors. Graduate of the Community Real Estate School.

I am proud to say that I work alongside an outstanding team of professionals providing the top of the line internet marketing program, as well as, superior customer service. It is my promise to exceed your expectations.
Yao Kudayah
Mortgage Loan Originator
617-921-2059 kushandarealty@msn.com
As a Licensed Mortgage Loan Originator in the State of New York, Member of the National Association of Realtors, maintaining the Highest Professional Standard in dealing with clients, is very important to me. So for the Big Deal, Let Us Get Real! No Fancy Figures, No Hard Sales Pitches. Just the facts presented in a straight forward, easy to understand format for you. As an Alumni of the Floyd Wickman Real Estate Training Program, I strive to make My Clients Number One Goal, My Number One Goal.
Anton Lulgjuraj
Mortgage Loan Originator
917-407-3605 tony12533@optonline.net
This exhaustive array of products combined with our growing presence in the New York market allows us to service your clients with the degree of confidence and professionalism they expect. I have been in the industry for several years, prior to which I have owned three of my own companies A chocolate factory and 2 deli’s. So no challenge is too big or small for me. In the simplest terms most complete definition I get the job done.

Furthermore, I deliver white glove service to my clients. We will guide our clients through every step of the process to assure that: the client receives the appropriate product for their needs, all details are expedited, approvals come quickly and the closing is smooth.

Sampling of our products:
• CONFORMING FANNIE MAE MORTGAGES (Purchase or Refinance) • ZERO DOWN MORTGAGES WITH NO DOC/STATED INCOME • 100% FINANCING WITH NO DOCUMENTATION ON 1-2 FAMILY PROPERTY • 95% FINANCING WITH NO/REDUCED DOC ON 3-4 FAMILY PROPERTY • 80-20 MORTGAGES (AVOIDS MORTGAGE INSURANCE) • 0% DOWN FIRST TIME HOME BUYERS PROGRAMS • 2ND MORTGAGES, HOME IMPROVEMENT, EQUITY LINES OF CREDIT • CASH OUT MORTGAGES • INTEREST ONLY PAYMENTS • 10, 15, 30, 40 OR 50 YEAR TERMS • MULTI-FAMILY PROPERTIES • INVESTMENT PROPERTIES • CONDOS • NEW CONSTRUCTION • COMMERCIAL PROPERTIES • JUMBO MORTGAGES WITH NO DOC/STATED INCOME • SUPER JUMBO MORTGAGES UP TO $4,500,000 • GOOD CREDIT, BAD CREDIT, NO CREDIT
Nereida M Cruz Rivera
Mortgage Loan Originator
914-843-9914 nereida143@aol.com
Meet this dynamic Real Estate Agent& Mortgage Loan Originator who is ready to turn your tomorrow's into today to help find your dream home. My main goal is to provide complete customer service from the beginning process including financial approval to end process closing on your home. I have worked in the financial industry for 20+ years, I have walked with my clients through the banking process, appraisal, and inspection. I also have co-founded my company Woodland Tree Care, who offers complete tree service for residential/commercial properties. I would like to offer my expertise in assisting my clients with the knowledge, care, and opportunities available in finding home ownership. One stop shopping ends with me.
Steven Mallon
Mortgage Loan Originator
845-803-2722 MAINSTPRES@COMCAST.NET
As the owner of MAIN ST. MOVING since 1997, I know Westchester, Putnam and Dutchess counties. I have moved studio apartments to spectacular palaces. My Mortgage & Real Estate principals are the same as the moving business. I am there every step of the way. From the initial meet and greet to long after your closing. We offer what no other company does, "BUY OR SELL WITH ME, AND I'LL MOVE YOU FOR FREE!" We are a one stop shop for all your real estate needs. As a licensed Mortgage Loan Officer in New York I can find you a home, do the mortgage and move you in for FREE all through the same office. That is efficiency, and that is what I am all about.
George Reed
Mortgage Loan Originator
914-490-5557 gottaclose@gmail.com
I’m proud to be part of New York Real Estate Solutions, Inc. Residing in Westchester and Putnam Counties my whole life, this has given me resources that will help my clients in “All” phases of Home Ownership, Buying, Selling and Refinancing for the important events in your life.

At New York Real Estate Solutions, Inc., we have many financial instruments to meet the growing needs of the families that reside in NY and CT. We offer the best quality service in the Mortgage and Real Estate Industries. Our products include Traditional loan packages and Custom tailored packages geared to get you, our client, the financing you need and get it fast.

So why wait, pick up the phone and setup an appointment, by calling my personal line now (914)490- 5557

MAKING YOUR DREAMS OF TODAY THE REALITIES OF TOMORROW
Andre Reid
Mortgage Loan Originator
914-260-7860 andrereid25@yahoo.com
At New York Real Estate & Funding Solutions., we have the strength and flexibility of all our investors, offering portfolio, national, regional, and government products. This exhaustive array of products combined with our growing presence in the New York market allows us to service your clients with the degree of confidence and professionalism they expect. Furthermore, access to all of the MLS listings & Investors guarantees the flexibility and resources necessary to provide the best Real Estate & Mortgage products in the market at the most competitive Commissions & rates available. As an agent of a Real Estate & Mortgage Company., I deliver white glove service to my clients. I oversee every step of the process to assure that: the client receives the appropriate product for their needs, all details are expedited, approvals come quickly and the closing is smooth.